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Virtual CFO Services: Senior Financial Leadership Without the Full-Time Cost
CFO-level planning, cash-flow oversight, budgets, KPI dashboards and board or investor reporting — scaled to the hours and depth your business needs.
Book a Free 20-Minute Consultation See Plans & Pricing Plans starting from ₹19,999/monthExcluding GST. Final pricing depends on engagement scope.
Cash runway
Margin
Working capital
13-week cash view
CFO review
Board-ready reporting
Illustrative example — not actual client data
At a glance
6capability areas
24listed activities
3transparent plans
6process steps
When finance has no clear owner
When finance has no clear owner, decisions get harder.
As a business grows, finance becomes more than recording transactions. Leaders need a clearer view of cash, performance, priorities and the decisions ahead.
01Founder as CFO
02Cash unpredictability
03Board and investor pressure
04No financial compass
Founder as CFO
The challenge
Financial decisions compete with sales, operations, hiring, customer needs and everyday leadership responsibilities.
How we help
Dedicated CFO advisory hours each month to review financial priorities, discuss decisions and agree practical follow-up actions.
The 13-week cash runway
Revenue tells one story. Cash tells you when decisions matter.
Explore how changes in collections and operating payments can affect a simplified cash-flow outlook. A Virtual CFO can help your team review the assumptions, identify pressure points and plan next actions.
Starting cash balance Cash available at the start of week 1. Weekly cash inflows Expected cash receipts — not accounting revenue. Weekly cash outflows Expected cash payments. Reset example Starting cash₹25,00,000Weekly net movement₹50,000Week 4 closing₹27,00,000Week 8 closing₹29,00,000Week 13 closing₹31,50,000First negative weekNone in 13 weeks
Week 13 closing cash: ₹31,50,000 Illustrative example
In this simplified model the cash balance increases each week.
Show the weekly table
Illustrative 13-week closing cash
Week
Inflows
Outflows
Closing cash
1
₹4,00,000
₹3,50,000
₹25,50,000
2
₹4,00,000
₹3,50,000
₹26,00,000
3
₹4,00,000
₹3,50,000
₹26,50,000
4
₹4,00,000
₹3,50,000
₹27,00,000
5
₹4,00,000
₹3,50,000
₹27,50,000
6
₹4,00,000
₹3,50,000
₹28,00,000
7
₹4,00,000
₹3,50,000
₹28,50,000
8
₹4,00,000
₹3,50,000
₹29,00,000
9
₹4,00,000
₹3,50,000
₹29,50,000
10
₹4,00,000
₹3,50,000
₹30,00,000
11
₹4,00,000
₹3,50,000
₹30,50,000
12
₹4,00,000
₹3,50,000
₹31,00,000
13
₹4,00,000
₹3,50,000
₹31,50,000
This is an illustrative planning tool, not financial advice, a prediction or a representation of actual business results. Figures are examples only. The model uses the same inflow and outflow every week and ignores seasonality, taxes, financing, credit terms and one-off payments.
Discuss Cash-Flow Oversight Capabilities
Six areas of financial leadership. One agreed operating rhythm.
Explore the six Virtual CFO capability areas and 24 listed activities. Your actual engagement scope depends on the selected plan, business requirements and signed engagement letter.
CFO advisory & strategy4
Cash & treasury oversight4
Budgeting & performance4
MIS & reporting4
Board & investor support4
Finance team oversight4
Capability 01 · 4 activities
CFO advisory & strategy
Regular senior-level financial discussions to help leadership assess priorities, evaluate business choices and maintain accountability for agreed actions.
Monthly CFO advisory hours
Financial strategy and priorities
Decision support for leadership
Action plans and follow-up
Discuss CFO advisory & strategy 6-step process
A financial leadership rhythm you can actually follow.
An agreed process establishes the baseline, prioritises the right questions and gives your team a regular structure for review and action.
1Diagnose
2Set priorities
3Build the cadence
4Review monthly
5Advise and act
6Report to stakeholders
Diagnose
Understand the business, existing reports, financial information, management priorities and immediate concerns.
The process does not guarantee improved profitability, funding or growth. Business decisions remain with management.
Plans & pricing
Choose the level of CFO support your business needs.
Three starting levels of financial leadership, scaled by advisory time and review depth. Complex engagements are scoped before the final fee is confirmed. Prices per month in Indian rupees, excluding GST, government fees and third-party fees.
Essential₹19,999 Growth₹39,999 Premium₹79,999
Essential
Early-stage startups
Starting from/month + applicable GST
CFO advisory time — up to 4 hours
Monthly MIS review
Cash-flow monitoring — monthly
Budget vs. actual — monthly
Show all 6 Choose Essential
Growth
Most popular
Growing SMEs
Starting from/month + applicable GST
CFO advisory time — up to 8 hours
Monthly MIS review
Cash-flow monitoring — fortnightly
Budget vs. actual — monthly
Show all 6 Choose Growth
Premium
Scaling businesses
Starting from/month + applicable GST
CFO advisory time — up to 16 hours
Monthly MIS review
Cash-flow monitoring — weekly
Budget vs. actual — monthly
Show all 6 Choose Premium ₹19,999Essential ₹39,999Growth ₹79,999Premium
Compare every feature
Essential Growth Premium
Virtual CFO Services: plan comparison
Feature
Essential
Growth
Premium
Price
From ₹19,999/month
From ₹39,999/month
From ₹79,999/month
CFO advisory time
Up to 4 hours
Up to 8 hours
Up to 16 hours
Monthly MIS review
Included
Included
Included
Cash-flow monitoring
Monthly
Fortnightly
Weekly
Budget vs. actual
Monthly
Monthly
Monthly
Rolling cash forecast
Basic
13-week
13-week
Annual budgeting
Basic
Detailed
Department-level
Working capital review
Quarterly
Monthly
Monthly
Financial KPI dashboard
5 KPIs
12 KPIs
Up to 20 KPIs
Financial modeling
—Not included
Basic
Advanced
Board/investor reporting support
—Not included
Quarterly
Monthly
Leadership meetings
1/month
2/month
4/month
Support
Email
Priority + WhatsApp
Dedicated contact + priority
Plan comparison from our published service packages. Anything not listed is confirmed in your engagement scope.
Prices are starting rates. Final fees, advisory hours, deliverables, reporting cadence and scope are confirmed after a scoping call.
Scope
Clear deliverables. Clear boundaries.
What you receive
CFO review notes
MIS commentary
Financial forecasts
Management recommendations
Action plans
Final deliverables depend on the selected plan and agreed engagement scope.
Not included
Day-to-day bookkeeping
Statutory audit
Regulated investment advice
Transaction execution
Any additional work must be scoped and agreed separately.
A Virtual CFO provides financial leadership and decision support within the agreed scope. It is not a statutory audit, regulated investment advice, a guarantee of financing, profitability or growth, or a full-time CFO employee. Business management remains responsible for decisions and implementation.
Commercial offers
Flexible ways to start and scale.
New client welcomeFree 20-minute discovery consultationOne per new client
Annual commitment10% off eligible monthly retainers12-month agreement
Startup advantage10% off selected Essential packagesBusinesses in their first two years
Two-service bundle5% off combined monthly feesEligible, non-overlapping services
Three-service bundle10% off combined monthly feesEligible, non-overlapping services
Referral reward₹500 service creditAfter the referred client's first paid engagement
Offers do not stack. Eligibility, qualifying services, agreement duration and applicable conditions are confirmed in your proposal.
Who we support
Financial leadership for the stage you're building toward.
Virtual CFO support adapted to your business stage, management needs and financial reporting requirements.
Early-stage startups
Growing SMEs
Scaling businesses
Founder-led companies
Businesses preparing to raise fundsSupport with financial reporting and preparation — not fundraising guarantees or investment placement.
Multi-location businesses
The line shows business stages, not a promise of growth.
FAQ
Virtual CFO Services: what business leaders should know.
Starting prices are ₹19,999/month for Essential, ₹39,999/month for Growth and ₹79,999/month for Premium, excluding GST, government fees and third-party fees. Final pricing is confirmed after a scoping call based on advisory hours, reporting requirements, business complexity and agreed deliverables. Eligible offers may apply subject to their terms.
What is a Virtual CFO?
How much CFO time is included?
Does a Virtual CFO do our bookkeeping?
Why 'starting from' prices?
Related services
Bring deeper analysis into your financial decisions.
Clarity in every number starts with one conversation.
Book a free 20-minute discovery call. We'll understand your requirements, recommend a suitable level of Virtual CFO support and confirm the scope in writing before work begins.
Free 20-minute consultation
No obligation
Clear, practical next steps
Book My Free Call Let's talk Free 20-minute consultation
Discuss Virtual CFO Services
Tell us where you are today. We'll recommend a suitable plan and confirm the scope in writing before any work begins — no obligation.
We review your requirement.
We get in touch to discuss the scope.
You receive a recommended plan and a written scope.
Please don't send passwords, bank details or confidential financial documents with this enquiry.
Which Virtual CFO plan interests you?Step 1 of 3 — Plan Download PDF
Take the Virtual CFO Services brochure with you
Senior financial leadership support without the cost of a full-time CFO. What is included, how we work, the quality checks we run and answers to common questions, in one branded PDF.
Download the service brochure Quality process PDF Read the quality process You'll be asked for your details for each download.